Pet
24 min read

Ultimate Pet Insurance Guide For French Bulldogs

Written by
Team Waffle - Diamonde
Published on
January 13, 2023

Pet Insurance Guide for French Bulldogs

Are you the pet parent of a French Bulldog? Congrats! These unique pups are affectionate, loyal companions - and they deserve the best pet insurance coverage that money can buy. Don't worry if pet insurance is overwhelming though - we've got you and your four-legged friend covered. From health needs to pre-existing conditions & coverage options, here's our ultimate guide for pet insurance for French Bulldogs.

Pet Insurance Basics

First things first, let's talk about pet insurance basics. Pet insurance makes it easier and more manageable to cover the costs of veterinary care. When your beloved companions experience illness or injury, pet insurance can help offset those unexpected medical expenses so that you don't have to bear them all at once!

The type of pet insurance plan you choose will depend on your pet's individual needs and budget.

Now, let's discover the ins and outs of the French Bulldog breed - from behavior to typical health problems. Knowing these essential details will help you choose the best pet insurance plan for your beloved companion!

French Bulldog Breed: Everything You Need to Know

Quick History

The beloved French bulldog, or "Frenchie," is a delightful little breed that dates all the way back to 19th-century France. A cross between English bulldogs and small terriers, these pups were first bred as companions for working people — they bring love, laughter, and energy into any home!

Unique Traits

Ears

French bulldogs are beloved for their signature "bat ears," which stand out among other bulldog breeds due to their notable size.

Coat

Boasting a wide spectrum of colors, including brindle, fawn, and white, their short smooth coats are an attraction all on their own.

Snout

French bulldogs have a distinct cranial shape that makes them brachycephalic, allowing them to have short but wide snouts. Unfortunately, this can put Frenchies at risk of having breathing problems and other medical troubles.

Behavior & Temperament

French bulldogs are an ideal breed for living in small apartments or houses. Their relatively low-energy nature makes them well-suited to confined spaces, and they get along with children and other pets tremendously. These lovable dogs make perfect companions for families that need a furry friend around the house!

Understanding French Bulldogs' Health Issues

French bulldogs are a beloved companion, but there's always the possibility of their health taking an unexpected turn. It is crucial that pet owners have insurance in place to help cover any unanticipated medical bills and guard against financial burdens due to expensive vet costs. Pet insurance can be invaluable in such circumstances!

What are the most common health issues in french bulldogs?

Skin Allergies

What to look for?:

French bulldogs may be vulnerable to developing skin irritations or other medical issues that require an experienced veterinarian's attention.

With their delicate skin and short coat, French Bulldogs are particularly susceptible to various skin problems. These include sensitive dryness or itching, hot spots caused by over-grooming, or allergic reactions to environmental factors.

Unfortunately, French bulldogs are particularly prone to a condition dubbed "Skin Fold Pyoderma" due to their adorable wrinkles. These creases become magnets for dirt and moisture which can cause dangerous infections if not tended to immediately.

Preventative care:

To guarantee your French bulldog's skin remains healthy and resilient, it is pivotal that you keep their fur clean and brushed regularly. It is important to ensure that your French bulldog's wrinkles are regularly cleaned, as the accumulation of dirt and moisture can cause skin issues.

Additionally, be sure to monitor any transformations or upsets in the coat closely; this will help detect potential issues before they become more serious. It's essential to consult with a veterinarian for an accurate diagnosis and treatment plan.

Orthopedic Problems

What to look for?:

French bulldogs, with their unique physique, may be prone to a range of orthopedic problems. They are unfortunately prone to hip dysplasia, elbow dysplasia, intervertebral disc disease, and even luxating patella; all of which can cause immense amounts of soreness and pain, along with restricted mobility. Veterinary intervention is usually necessary for these ailments, unfortunately, it often comes at a high cost.

  1. Hip Dysplasia: Dogs suffering from hip dysplasia endure an abnormal development of their hip sockets, which could sadly result in arthritis if not treated properly.
  2. Elbow Dysplasia: Elbow dysplasia, caused by the misalignment of three bones in the elbow joint—the humerus, radius, and ulna—ensures that these areas contain a higher pressure than normal. This results in abnormal development of the elbow joint altogether.
  3. Intervertebral Disc Disease: Sometimes referred to as IVDD, it is a spinal disorder caused by the herniation of an intervertebral disc in a dog's body, causing pain and discomfort.
  4. Luxating Patella: This is a condition that impacts the knee joint. If this occurs, the kneecap (patella) does not properly fit in its socket and can result in it sliding out of place when your pup moves around. Consequently, they may experience considerable soreness or even incapacity; at times requiring surgery for a full recovery.

Preventative Care:

Preventative care for French Bulldogs with orthopedic problems is critical to avoid long-term complications.

  1. Monitor Weight: To help protect your French bulldog from orthopedic issues, owners should diligently monitor its weight, especially if they are overweight, as this can put extra strain on its joints and exacerbate existing conditions.
  2. Avoid Over-Exercise: It is important to avoid pushing French Bulldogs to over-exercise; This can also cause immense stress on the joints and increase their susceptibility to orthopedic ailments.
  3. Provide Soft Surfaces: Providing pet beds, comfortable rugs, and other soft surfaces can help reduce the strain on pet joints, thus alleviating pain in pets with existing orthopedic problems. Additionally, pet parents should avoid walking their pup on hard surfaces such as concrete or pavement, opting instead for softer paths like grass. These activities can help support joint health and prevent further issues from developing.

If your beloved French bulldog is exhibiting signs of an orthopedic ailment, it's essential to get in touch with a certified vet as soon as possible. That way, you can identify the source and administer appropriate treatment for a swift recovery.

Breathing problems

What to look for?:

As we mentioned previously, the French Bulldog is a brachycephalic breed which means they have an incredibly unique snout. Unfortunately, with this cute snout, brachycephalic breeds are genetically predisposed to experience breathing issues due to their short snout and constricted upper airway.

This makes it tough for Frenchies to draw in enough oxygen, thus increasing the likelihood of dealing with breathlessness or other breathing difficulties. The most common being Brachycephalic Airway Syndrome and respiratory infections.

  1. Brachycephalic Airway Syndrome: This is a respiratory condition, which due to their shorter snouts, can make it difficult for French Bulldogs to breathe deeply and comfortably. This disorder is characterized by the presence of panting, snoring, and overall difficulty in breathing.
  2. Respiratory Infections: French Bulldogs are more susceptible to respiratory infections, both viral and bacterial, than other breeds. Common signs of respiratory infection in your pet may include coughing, wheezing, sneezing or a runny nose.  In severe cases, you may notice labored breathing in your pet when they go out for a walk or exercise. It is important to keep an eye out for these signs as respiratory infections can be very serious and require prompt medical treatment.

These conditions can be debilitating and in some cases even life-threatening.

Preventative Care:

Pet owners should be observant of their pup's breathing patterns and demeanor, reaching out to a veterinarian if any changes are noticed. Here are a few ways to help keep your Frenchie healthy & happy!

  1. Weight Loss:  Excess weight can worsen the signs and symptoms of brachycephalic airway syndrome.
  2. Avoid Hot or Humid Conditions: It is important to keep French Bulldogs away from hot and humid conditions, as this can worsen any respiratory issues they may be experiencing.  It's best for pet parents to avoid strenuous physical activity in the heat of summer or if the humidity is high.
  3. Keep Away From Cigarette Smoke: Pet owners should try to limit their pet's exposure to second-hand cigarette smoke, as this can worsen breathing problems.
  4. Avoid Enclosed Environments: Pet parents should never leave their pet in parked cars or other enclosed environments with little ventilation. Doing so can place them at high risk of developing respiratory issues and heat exhaustion.

Eye Issues

What to look for?:

Because of their unique facial features, French bulldogs are more susceptible to certain eye conditions. These include cherry eye, entropion, and ectropion - all of which should be monitored for early detection.

  1. Cherry Eye: Cherry eye manifests when the tear gland in the third eyelid becomes visible, usually due to its displacement.
  2. Entropion: Entropion is a medical condition in which the eyelid rolls inward, making the delicate eyelashes painfully rub against the eye. This leads not only to excruciating irritation but can also potentially cause loss of vision if left untreated.
  3. Ectropion: Ectropion is an eye disorder that causes the eyelids to turn outward, leaving your dog's eyes vulnerable to harm and dehydration.
  4. Dry Eye: French bulldogs are vulnerable to dry eye, an ailment in which the eyes lack sufficient tears for lubrication. This often causes inflammation and redness of the eyes, along with a potential vision reduction if not treated properly.

Preventative Care:

To maintain your French Bulldog's eye health and ensure its longevity, it is essential to take the necessary precautions. This includes keeping their face clean and dry. More importantly, don't forget to watch out for any telltale signs of eye irritation such as redness, discharge, or squinting.

A veterinarian should be consulted promptly if any changes occur.

Obesity

What to look for?:

French bulldogs, due to their petite build and love for a sedentary lifestyle, are prone to obesity. This can cause serious health problems such as diabetes and joint issues that should not be overlooked.

Excessive weight can place an immense burden on a dog's respiratory system and cardiovascular health, potentially resulting in dire consequences.

Preventative Care:

To ensure your French bulldog is free from obesity, you must practice a few essential habits—

  1. Monitor Their Eating Behaviors:  It is essential for owners to be aware of the amount and type of treats they give their dog, as these can contribute significantly to an excessive caloric intake. When choosing what to feed a French bulldog, it should always reflect its size and regular activity level; never overfeed your pup!
  2. Exercise: Be sure to provide ample opportunity for physical activity and exercise every day.
  3. Regular Vet Check-Ins: Regularly check in with the vet to track progress. It is imperative to cover all bases if your French bulldog has become overweight, so talk with a vet for the most effective solution. This could involve adjusting their diet and introducing an exercise routine. With this combined effort, you can get your pup back in tip-top shape!

A combination of these steps will help maintain a healthy weight and lifestyle in no time!

Heat Stroke

What to look for?:

Heat stroke is a life-threatening condition when a pup's body temperature becomes dangerously high; timely treatment is essential to ensure their safety.

French Bulldogs are prone to heat stroke due to their short snouts and inability to regulate their body temperature as effectively as other dog breeds.

Signs of heat stroke include:

• Heavy Panting

• Drooling

• Loss of Consciousness

• Weakness and fatigue

• Listlessness and confusion

• Excessive thirst

• Vomiting or diarrhea

• Seizures

• Rapid heartbeat or breathing rate

If your dog shows any signs of heatstroke, it is crucial to get them veterinary care right away.

Preventative Care:

To help guard French Bulldogs against heat stroke, take the following steps:

  • Provide ample shade: Never leave pets left outside without access to cool, shaded areas
  • Use air conditioning: During the summer months, pet owners should keep their homes cool and comfortable to ensure the safety of their animal companions. Furthermore, ensure that your vehicle's air conditioning system is running smoothly and the temperature inside is comfortable for your canine friend.
  • Limit exercise in the heat: During the sweltering heat of the day, it's essential to reduce intense activity for French Bulldogs. Exercise them when temperatures are cooler in the mornings or late evenings instead.
  • Access to cool water: In order to help protect French Bulldogs against heat stroke, it is essential that they always have access to cool water. If you plan on taking your lovable French bulldog with you while traveling, make sure to bring along a handy water bowl and if possible a portable fan so they can keep cool.

To ensure your beloved French Bulldogs remain protected and content during the scorching summer weather, owners should keep these protective measures in mind.

If you are concerned that your French bulldog is suffering from heat stroke, it's vital to take them to the vet immediately.

How Much Should You Budget For Your French Bulldog's Medical Treatments?

Now that you possess a thorough comprehension of your dog's health needs, budgeting for their medical treatments is easier than ever.

Without the assistance of pet insurance, medical costs for French Bulldogs' most common health problems can quickly add up. On average, here is what you should anticipate paying out-of-pocket for their treatment and care.

*Be aware that the fees are subject to change depending on your location and veterinary clinic.

Medical Treatment Costs for Common French Bulldog Health Issues

*these are estimates based on average market prices across the US

Skin Allergies

  • Skin test: $200
  • Blood test: $200-$300

Skin Fold Pyoderma

  • Mild Cases: $200-400 for treatment
  • Surgical Costs: $500 - $1,000

Hip Dysplasia

  • Surgical Costs: $1,500 - $2,500

Elbow Dysplasia

  • Surgical Costs: $1,500 to $4,000 per elbow

Intervertebral Disc Disease

  • Surgical Costs: $3,000 - $8,000

Luxating Patella

  • Surgical Costs: $1,000 - $5,000 depending on the severity
  • Rehabilitation Costs: $40- $100 per session
  • Medication: $20 - $50 each month

Brachycephalic Airway Syndrome

  • Soft palate resection: $500 to $1,500
  • Stenotic nares resection: $200 to $1,000

Cherry Eye

  • One eye: $300 to $500
  • Both eyes: up to $800  

Entropion

  • Surgical Costs: $500 - $1,800

Dry Eye

  • Medication: $20 -50 every month

Obesity

  • Weight Management: $250 - $800

Heat Stroke

  • Emergency Vet Visit: $200+
  • Intravenous drip: $60+
  • Blood Tests: $100
  • Hospitalization: $60-$600 per day

Preventative Care Costs For Pets

Preventative care is imperative for pet owners to ensure their fur babies remain in peak condition. Regular checkups and preventive measures such as vaccinations, teeth cleaning, flea and tick prevention, and other health screenings can help pet parents diagnose any potential issues before they become serious.

As the proud owner of a pet, you may be curious about how much preventive care will cost. Here's a breakdown of what to anticipate from your typical expenses. Please keep in mind that these fees are also subject to change based on your vet & geographic location.

Common Preventative Care Costs For Pet Health & Wellness

*these are estimates based on average market prices across the US

  • Vet Check-Ins: $50 - $250
  • Vaccines per shot: $15 - $28 (parvovirus, distemper, adenovirus, rabies, & more)
  • Physical exams: $45 - $55
  • Fecal exam: $25 - $45
  • Deworming: $25 - $50
  • Heartworm test: $45 - $50
  • Dental cleaning: $70 - $400
  • Spay/neuter: $160 - $220
  • Microchip: $25 - $60
  • Blood tests: $80 to $200
  • X-rays: $150 to $250
  • Flea & Tick preventative medicine: around $60 for 3 month's supply

With pet insurance in place, these treatments are much more affordable and

can help pet parents save money in the long run. Plus, pet owners can rest easy knowing that their pet's medical needs are covered in case of an unforeseen emergency. Investing in pet insurance and preventive health care is the most effective way to keep your beloved French Bulldog healthy and happy for years to come!

Selecting The Best Pet Insurance For Your Frenchie

Without a doubt, this breed is prone to particular health complications that can be expensive to treat. Thankfully, pet insurance can assist in minimizing the financial burden of these medical expenses.

We highly recommend that you take the time to research pet insurance plans and determine which option is best for your pet's needs. It's important to make sure the plan you purchase covers your French Bulldog's conditions, as well as any routine care that your pup might need.

Types of Pet Insurance

Generally, pet insurance plans fall into two categories: accident-only pet insurance or comprehensive pet insurance.

  • Accident-only pet insurance will cover any medical costs due to accidents/injuries such as ingestion of a foreign object, broken bones, or torn ligaments caused by physical trauma.
  • Comprehensive pet insurance is more comprehensive and covers both medical costs due to accidents/injuries as well as illnesses. It can also provide coverage for routine care such as dental cleanings, vaccinations, flea/tick treatments, and spay/neuter surgery.

Whichever pet insurance plan you choose for your French Bulldog, it's important to read the fine print and understand exactly what is covered in your pet insurance policy.

Tips For Choosing a Pet Insurance Plan

When selecting a pet insurance policy for your French Bulldog, there are numerous details to take into consideration. Be sure to evaluate the deductibles and copays, reimbursement rates, annual limits, and pre-existing condition clauses in order to ensure you have the best coverage for your pup.

  1. Double-Check Coverage Options: To ensure that your pup is properly protected, research the available coverage options for your dog's health conditions. Be sure to read through the fine print or sample policy of the insurer to fully understand what is included in the protection plan.
  2. Examine Pre-Existing Conditions Clauses: French Bulldogs are more likely to experience certain health issues, making it critical that you investigate if pre-existing conditions are included in the insurance plan. Sadly, some plans may not cover pre-existing medical problems while others might have exclusions or waiting periods before coverage begins. Thus, be sure to read through your policy carefully and understand what is covered by the plan prior to signing up for an insurance policy.
  3. Compare Prices & Coverage Among Pet Providers: When it comes to pet insurance, French Bulldogs are generally considered a low-risk pet, so you may be able to get coverage at a lower rate than other breeds. However, it's still important to identify if you're getting the best deal. If the plan seems too good to be true, double-check that it offers all of the coverage you need. Beware of false promises - don't be duped by a 'too good to be true' deal!
  4. Consider Reimbursement Rates/Copays & Deductibles: To get the most out of your pet insurance plan, it's essential that you are aware of deductibles and copayments. Knowing how these work can help you budget appropriately for their costs.
  5. Evaluate Lifetime or Annual Limits: It is imperative to verify whether or not any pet insurance plan you are considering has set limits, whether that be a lifetime limit or an annual one. Otherwise, your coverage may suffer as a consequence.

Conclusion

Choosing pet insurance for your French Bulldog doesn't have to be daunting. With the right research, you can find a pet insurance plan that meets all of your pup's needs and offers the best coverage at the right price. Take some time to evaluate all of your options and make sure you understand exactly what is covered in each pet insurance policy. Doing so will give you the peace of mind that your pet is covered no matter what health issues come their way.

With pet insurance, you can rest assured that your pup will be taken care of in any medical situation - and that's something we can all get behind!

Additional French Bulldog Resources

If you're looking for further insight into French Bulldogs' health requirements, then check out these helpful resources.

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Waffle, with offices located at 43 West 23rd Street, New York, New York 10010, USA is a licensed insurance producer and not an insurer. Waffle operates through Waffle Labs Inc (National Producer Number: 19499260). Waffle does business in California as Waffle Labs Insurance Agency. Coverage is subject to all the terms, exclusions and conditions of the insurance policy. Please see the sample policies for further information.