Cyber insurance for your digital wellbeing

Do one survey for a free gift card and suddenly your info belongs to the highest bidder. Most liability policies don’t cover expenses tied to hacked & deleted data. Browser safer through Waffle.

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See What Our #Wafflites Are Saying!

"I love how easy it is to set up service with Waffle. Just a few clicks and I already have renters insurance. Super convenient!!"
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"Found this company because my policy had ran out and my landlord required that I have it. Waffle was easy to find, it was affordable and I had everything I need in literally a couple of minutes! Very impressive!"
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"I have previously added renter's insurance through my auto insurance provider which has been much more expensive and a hassle compared to using Waffle renter's insurance. This has been the best and easiest experience yet."
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"Everything we needed and more! Acquiring renter's insurance with Waffle was easier than expected and you can't beat the price. Thank you for making your website super user-friendly!"
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"My complex doesn't require renters to have insurance but it's always better to have it and not need it than to need it and not have it. Waffle is affordable and you get a lot of coverage for pennies on the dollar."
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"I love that I feel safe with my belongings In my home because I have coverage with Waffle!!!!!"
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"Getting renters insurance took literally 5 minutes and there was a policy in my inbox. Where your typical insurance adjuster takes up a half your day trying to sell you on every type of insurance under the sun, Waffle let’s you pick exactly what you need and delivers as promised."
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"Waffle offered coverage for my personal property, while the insurance offered by the apartment complex did not and it was the same price."
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"As a young college student, I had never had to do something like this before. Waffle was so simple and it took all of 5 minutes for me to be insured!"
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"I absolutely love Waffle! The prices are low per month. My house was actually burglarized and they were swift and prompt. Best of all I was paid accordingly."
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When these happen.....

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Cyber Financial Fraud

Money stolen from your bank account, fraudulent charges on your payment card, tax refund paid to someone else, stolen gaming assets.

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Cyber Breach of Privacy

When your private personal information or false information about you is published on the internet.

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Identity Theft

An identity theft occurrence means someone illegally uses your identity  without your consent.

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Deceptive Transfer Fraud

When someone pretending to be a person you do business with misleads you into transferring money to them.

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Cyber Bullying

When you are fired, arrested, unable to attend work from a mental injury, or unfairly disciplined an education institution as a victim of repeated online harassment.

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Cyber Extortion

When someone threatens to share, destroy, use, or restrict you from using your electronic device or data unless you pay them a ransom.

You may get these....

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Device Replacement

Reimbursement of the reasonable cost to replace or fix your electronic device that was damaged as a result of the cyber event.

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Expenses for Hired Professionals

Fees to pay to hire professionals such as lawyers, digital forensic analyst to help with prosecution, a cyber security consultant, a reputation management firm, and others.

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Mental Health Expenses

Related recovery expenses prescribed for you by a mental health professional who is not your family member or yourself.

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Lost Wages

Reimbursement for wages you lose during a certain number of days after the cyber event.

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Money Back

Money or digital currency paid to the extortionists as ransom, as long as we give permission in advance for the payment.

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Relocation Expenses

Expenses for temporary relocation within a certain number of days of the cyber event.

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Electronic Data Restoration

Reimbursement of the reasonable cost to restore your damaged data as a result of the cyber event.

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Important Note!

All of the above is subject to specific conditions and limits. We really encourage you to read the full policy to understand all coverage.

Why do you need personal cyber insurance?

So you’re covered your in-person life, but what about your online life? When catastrophe strikes through identity theft, ransomware, cyberbullying, and more - you don’t have to go it alone. You may be thinking, what are the chances? Take a look at some of the biggest cyber threats we face today.

39 s
Hackers attack ever 39 seconds on average 2,244 times a day.
90% of data breaches stem from phishing scams.
7 mo
The average time to identify a breach in 2019 was 7 months.
64 percent of Americans have never checked to see if they were affected by a data breach.
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Waffle, with offices located at 43 West 23rd Street, New York, New York 10010, USA is a licensed insurance producer and not an insurer. Waffle operates through Waffle Labs Inc (National Producer Number: 19499260). Waffle does business in California as Waffle Labs Insurance Agency. Coverage is subject to all the terms, exclusions and conditions of the insurance policy. Please see the sample policies for further information.
Waffle Labs Inc: CA License #6003240

Cyber insurance described is offered by Waffle Labs, Inc.  Such insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at

All products may not be available in all states. This communication contains product summaries only.  Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Halls Mill Road, Whitehouse Station, NJ.