Money stolen from your bank account, fraudulent charges on your payment card, tax refund paid to someone else, stolen gaming assets.
When your private personal information or false information about you is published on the internet.
An identity theft occurrence means someone illegally uses your identity without your consent.
When someone pretending to be a person you do business with misleads you into transferring money to them.
When you are fired, arrested, unable to attend work from a mental injury, or unfairly disciplined an education institution as a victim of repeated online harassment.
When someone threatens to share, destroy, use, or restrict you from using your electronic device or data unless you pay them a ransom.
Reimbursement of the reasonable cost to replace or fix your electronic device that was damaged as a result of the cyber event,
Fees to pay to hire professionals such as lawyers, digital forensic analyst to help with prosecution, a cyber security consultant, a reputation management firm, and others.
Related recovery expenses prescribed for you by a mental health professional who is not your family member or yourself.
Reimbursement for wages you lose during a certain number of days after the cyber event.
Money or digital currency paid to the extortionists as ransom, as long as we give permission in advance for the payment.
Expenses for temporary relocation within a certain number of days of the cyber event.
Reimbursement of the reasonable cost to restore your damaged data as a result of the cyber event.
All of the above is subject to specific conditions and limits. We really encourage you to read the full policy to understand all coverage.