10x your salary is the quick math. It may sound like a lot, but think of everything it could be used to cover: a mortgage, debt, higher education, an emergency fund and more.
100% digital - no doctors or paperwork required - when you apply for $3 million or less; just answer a few health questions as part of the online application. Anything greater and a health check will be required but can be done in the comfort of your home or place of work.
Yep! If, for whatever reason, you’re not completely happy with your policy, cancel in the first 30 days and get a full refund. After that, you can cancel at any time without any cancellation fees.
Ladder distributes term life insurance products issued by multiple highly rated insurers and like us, they're not going anywhere. Still, here's when a policy may not pay out: death by suicide, and fraud.
*Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.2303.7-LD, Rev. 3/2023