Deciding whether to purchase collision or comprehensive coverage depends on a few factors:
Ultimately, the decision to purchase collision or comprehensive coverage (or both) depends on your individual needs and circumstances. It may be helpful to speak with an insurance agent or do some research to determine what level of coverage is right for you.
Disclaimer: The questions and answers above are for educational purposes only. They are meant to provide the public with a general conceptual understanding of insurance and do not constitute advice or analysis. Some answers might be incomplete, outdated, and even not always accurate depending on the particular rules applicable to your state. Importantly, these questions and answers are generic and do not relate to any particular insurance product, including products available on the Waffle platform. If you have any questions about any of your own insurance products, always check the policy first and direct your questions to your insurance agent or the insurance company underwriting your policy.