Getting a traffic ticket can often result in an increase in your auto insurance premiums. The exact impact on your rates will depend on the severity of the violation, your driving history, and your insurer's policies. Insurance companies use a variety of factors to determine your premiums, and your driving record is one of the most important.
Typically, minor violations such as a single speeding ticket or a failure to yield violation will result in a modest increase in premiums. However, more serious violations such as reckless driving or driving under the influence can lead to a significant increase in rates, and in some cases, your insurer may even choose to cancel your policy.
It's worth noting that not all insurance companies will raise your rates for a single minor violation, so it's important to shop around and compare quotes from different providers if you do receive a ticket. Additionally, some insurers offer accident forgiveness programs or other policies that may help mitigate the impact of a traffic violation on your rates.
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