This Bundle Just Makes Cents.

Peanut Butter and Jelly. Rick and Morty. Home and Auto. Some things are just better together. Get the coverage you need and the savings you deserve when you bundle your Home and Auto Insurance through Waffle. Get your quote in seconds!

*availability varies by state
Waffle Home & Auto  Insurance Bundle
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Lowered Costs. More Savings!

We know how important it is to get the right insurance coverage. That's why we've partnered with Nationwide to fulfill our shared mission: to help you find better rates and better insurance. Thousands of our members have already saved by switching to Waffle, and we know you can too. The wait for great insurance is over. Get started today!

Members save up to an average of $646 per year when bundling home & auto!

What Home Insurance Coverage Do We Offer?

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Helps protect your home’s structure, built-in appliances and wall-to-wall carpet from damage.
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Personal Liability

If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages.
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Helps cover your personal property, not attached to or built into your home, such as furniture and clothing.
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Loss Of Use

Coverage to help pay for additional living expenses if you’re unable to live in your home due to a covered loss.
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Other Structures

Covers additional structures not attached to your house, such as a shed, fence, barn, detached garage or gazebo.
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And More!

Coverage does not stop here! Dive into the details of our policy to learn about all the coverage, limits, and terms that help keep you secure.

Get The Most Out Of Your Home Insurance with These Discounts

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Multi-policy — Save when you bundle home & auto insurance!
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Home Purchase — Receive a discount if you purchase a home within the last 12 months.
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Protective Devices — Get a discount if your home has smoke detectors, fire alarms, burglar alarms, or other qualifying devices.
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Prior Insurance — Available to new members! This discount is based on the number of years you were continuously insured by your previous carrier.
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Home Renovation Credit — Get a discount for renovating your home’s plumbing, heating, cooling, and electrical systems.
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What Auto Insurance Coverage Do We Offer?

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Bodily Injury Liability

If you cause an accident and someone is injured, this coverage can help pay their medical bills and loss of income.
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Property Damage Liability

If you cause an accident, this coverage helps pay for damages to another person’s vehicle or property.
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Uninsured Motorist

Helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
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Collision Coverage

Regardless of who’s at fault, collision can pay for damage to your vehicle if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over.
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Roadside Assistance

Get 24/7 emergency help if you need fuel, a tire change, a jump-start or a tow.2
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Rental Car Expenses

This coverage provides access to a rental car or other transportation while your car is in the repair shop after a covered accident. Also known as loss of use or transportation expenses.
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And More!

Coverage does not stop here! Dive into the details of our policy to learn about all the coverage, limits, and terms that keep you secure.

Get a Great Deal on Auto Insurance with These Discounts

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Multi-policy — Save when you bundle home & auto insurance!
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Accident-free — Get a discount by maintaining an accident-free driving record.
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Defensive Driving — Complete a state-approved safety course and get a discount. (You may have to be 55 or over to be eligible.)
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Anti-theft— Discount applies if your vehicle is equipped with certain anti-theft devices. Proof of installed device may be required.
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Frequently Asked Questions

We’ve got answers to your home & auto insurance questions. Have additional questions? Contact our team below!
Contact Us
Does car insurance cover hail damage?

Those with comprehensive auto policies are in luck. Comprehensive policies cover auto damage that doesn’t result from a collision or accident. Comprehensive insurance covers damage from events like hail, floods, theft and vandalism.

Does insurance cover hit-and-run?

Several types of insurance might apply to a hit-and-run accident, including collision insurance, uninsured and underinsured motorist coverage, and liability insurance. Different states have different rules. Collision insurance might cover a policyholder’s parked car that’s damaged by someone else, if, say, another car side-swiped the insured car and pulled off the mirror or damaged the door.

Does car insurance cover other drivers?

An auto policy covers the car and its designated drivers. A designated driver is someone who is driving with the policyholder’s permission. In that case, they are usually covered for liability, including property damage and bodily injury. They would also be covered if driving the policyholder’s car and they’re hit by someone without necessary insurance coverage.

Does homeowners insurance cover plumbing?

If a plumbing issue arises, your homeowners insurance may cover any water damage that occurs as a result; however, the costs to repair the actual plumbing issue, will likely not be covered under your standard policy.

Does homeowners insurance cover dog bites?

The personal liability coverage within your homeowners insurance will typically cover a dog bite, up to the liability limits of the policy. The medical payments portion of your policy may also help to cover medical expenses associated with injuries sustained by the individual. However, coverage could depend on the breed of your dog or if your dog has a previous bite history. Check with your insurance provider to see if there are any breeds that are excluded from coverage.

Does homeowners insurance cover foundation?

Damage to your home’s foundation likely won’t be covered under your standard homeowners insurance policy, but it depends on what causes the damage. While faulty construction won’t be covered, water damage caused by a burst pipe may be. Be sure to check with your insurance provider to see what your particular policy covers.

Does homeowners insurance cover car theft?

No, your homeowner’s policy would not cover this. Comprehensive coverage, which is an optional coverage on your auto insurance policy, will cover this loss. We highly recommend looking into bundling home & auto insurance.

Does car insurance cover theft?

Comprehensive coverage will typically cover repair costs for your vehicle in case your car was damaged as a result of a break-in or stolen.

If personal belongings were stolen from your car, comprehensive auto insurance will not cover this. It will only cover the components and features that are permanent, pre-installed parts of the car. However, these items would likely be covered by a homeowners or renters insurance policy! We highly recommend you look into bundling to get fully covered.

(1) Average annualized savings on home and auto premiums, compared to stand-alone price of each policy, based on national data from May 2020. Actual savings will vary based on state, policy coverage selections, and rating factors.

(2) Optional features. Terms and availability vary by state.

*Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.