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Eliza
Lindsey
Justin
Jaclyn
Dominique
Brittany
Katelyn
Todd
Jilian
Alicia
We like our coverage like our name likes fried chicken. Renters insurance that keeps up with a modern you at a price that’s extra crispy.
It’s a lovely day in the city. Suddenly, things start shaking, gusts of wind rattle the windows, and the power goes out. You look out and your eyes widen as you see a mega earthquake-tornado-thunder-lighting-avalanche storm! Take a breath of relief and remember you have Waffle.
Fire and Smoke
Lightning, Tornadoes, and Hail Damage
Explosions
Vandalism
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If something is damaged and needs to be fixed, the replacement cost insurance provides coverage for the cost to either repair the item or buy a new one. Helping to bring your favorite belongings back to life such as:
Electronics
Instruments
Jewelry
and more!
*Please note that coverage is subject to the policy’s terms, conditions, limitations and exclusions.
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Bike gets stolen at a coffee shop? Laptop swiped from your backpack getting that scone? Theft Protection covers your stuff if it's damaged or stolen at home or while out and about.
*Please note that coverage is subject to the policy’s terms, conditions, limitations and exclusions.
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If the property you rent becomes uninhabitable, our coverage includes reimbursements for your life expenses up to the policy’s applicable coverage limit.
This may include expenses that you rack-up while maintaining your usual living standards such as:
Hotel or Airbnb Bills
Meals
Commute Expenses
and more!
We’ve got answers to your renters insurance questions. Have additional questions? Contact our team below!
Yes! You can add up to 4 roommates for free under your insurance policy. You must make sure to add their information on the additional insured section. Have more than 1 roommate? Please contact our support team to make adjustments at support@waffleinsurance.com.
Good news: your renters insurance policy will cover your spouse, biological children, and adopted children without any additional action on your part. We recommend adding their name to your policy (in our platform there is a section that asks for their info).
Yes! Place your landlord’s information in the additional interest section and they will be added onto your Certificate of Insurance.
Liability:
Your policy generally covers you if you are liable for property damage caused by an occurrence relating to water, subject to the policy's conditions, limitations and exclusions. There are, however, some exclusions in the policy which may supersede this, for example if the water related property damage arose out of your business pursuits.
A full list of exclusions can be seen in the sample policy here.
Contents:
Your contents are covered from the one-off accidental discharge or overflow of water or steam from a plumbing, heating, air conditioning or automatic fire protective sprinkler system; household appliance; or waterbed. As an example, if your air conditioning unit expelled water in a one-off incident and damaged your personal property, your policy would generally provide coverage for this, subject to the policy's conditions, limitations and exclusions.
Other damage caused by certain specific water-related events is excluded. For example, damage from flooding.
A full list of exclusions can be seen in the sample policy here.
Coverage is subject to all the terms, exclusions and conditions of the insurance policy. Please see the sample policy for further information.
Waffle Labs, Inc. is a licensed insurance agency, not an insurer. Renters Insurance is underwritten by Markel American Insurance Company and produced by Waffle Labs, Inc.. Waffle Labs Inc. receives compensation based on the premiums for the insurance policies it sells. (2) Includes a $1,000 wind/hail deductible. A wind deductible is not allowed in AR, CT, GA, NY, NJ, or OK.