An insurance agent is a licensed professional who represents an insurance company and helps individuals and businesses purchase insurance policies that meet their needs. Insurance agents are typically independent contractors who work on behalf of one or more insurance carriers and receive a commission on the policies they sell.

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Insurance agents can offer a wide range of insurance products, including life insurance, health insurance, property and casualty insurance, and other types of coverage. They provide advice and guidance to clients on the types and amounts of insurance coverage that best meet their needs, and help them navigate the complex process of purchasing insurance.

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Insurance agents also provide ongoing service to their clients, such as processing policy changes, renewals, and claims. They may work in a variety of settings, including offices, call centers, and online platforms.

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Insurance agents are required to be licensed in the state or states where they work, and must complete continuing education to maintain their licenses. They must also adhere to strict ethical and professional standards, and must disclose any conflicts of interest that may arise from representing multiple insurance carriers.

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Working with an insurance agent can provide valuable guidance and support when purchasing insurance, and can help ensure that individuals and businesses have adequate coverage to protect themselves against potential losses.

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