Auto insurance is a type of insurance that provides financial protection to drivers in case of an accident, theft, or damage to their vehicle. It is designed to help drivers cover the costs associated with accidents, such as medical bills, repairs, and legal fees.

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Auto insurance policies typically include different types of coverage, such as liability coverage, which pays for damages and injuries that the policyholder causes to others in an accident, and collision coverage, which pays for damage to the policyholder's vehicle in a collision with another vehicle or object. Other common types of coverage include comprehensive coverage, which covers damage to the policyholder's vehicle from non-collision events such as theft, fire, or natural disasters, and uninsured/underinsured motorist coverage, which protects the policyholder if they are in an accident with a driver who does not have sufficient insurance to cover the damages.

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Auto insurance is typically required by law in most states and countries, and the amount of coverage required varies by jurisdiction. The cost of auto insurance can depend on a number of factors, including the driver's age, driving record, the type of vehicle being insured, and the amount of coverage purchased.