Insurance liability coverage refers to a type of insurance that provides protection for a policyholder in the event that they are found to be legally responsible for causing injury or damage to another person or their property.

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Liability insurance coverage can be offered in a variety of contexts, such as auto insurance, homeowner's insurance, or commercial liability insurance. It is designed to protect the policyholder from the financial burden of paying for damages or injuries that they may be found liable for. 

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For example, an auto insurance policy may include liability coverage that provides protection against claims for bodily injury or property damage caused by the policyholder's vehicle. If the policyholder is involved in an accident and is found to be at fault, the liability coverage can pay for the cost of the other party's medical bills or property damage up to the limit of the coverage.

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Similarly, a homeowner's insurance policy may include liability coverage that provides protection against claims resulting from accidents that occur on the policyholder's property, such as slip and falls or dog bites. The liability coverage can pay for the cost of medical bills, legal fees, and other expenses related to the claim, up to the limit of the coverage.

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Overall, liability insurance coverage is designed to protect the policyholder from the financial consequences of being held liable for causing injury or damage to another person or their property.

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